4.8

Cherry vs CareCredit

See why 60,000+ practices use Cherry first for patient financing.

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Better financing terms for you and your patients
More patients, more treatments accepted, and lower merchant fees
78% more patients get approved than the industry average
Doctor smiling behind a laptop
Care Credit
Why this matters
Practice Fees
70% lower, with fees as low as 1.7%
Starts from 5.9%
Lower merchant fees mean you keep more profit on every transaction.
Approvals
Up to $50,000 exclusive to your practice
~94% approval rate
Up to $25,000 - not exclusive to your practice
~64% approval rate
Higher approval rates and amounts mean consumers can afford more services, specifically with you.
0% APR
True 0% APR
No hidden fees such as deferred, retroactive or compounding interest.
Deferred interest
Deferred interest means if the borrower is late or missed a single payment during the 0% promotional period, interest is retroactively charged from the start of the loan. The Consumer Financial Protection Bureau considers deferred interest to be predatory and anti-consumer
Consumer Application Time
60 seconds or less
Minutes
Having a fast, simple application means your consumer can move through checkout quicker, boosting your conversion rate.

"Cherry has made it extremely easy for us and our patients to apply. We have had a great turn around for treatment acceptance from our patients who have been approved for Cherry's financing."

Family Dentistry of Jensen
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Dental clinic team treating a patient

The (Almost) 5 Star Payment Plan Company

Cherry has a near perfect customer satisfaction score across our patients and practices.

Cambridge Family Dental

Practice

@withCherryUS is very easy for the patient to apply for, and the approval rating is better than any other company we have used in the past.

Kristan L.

Patient

Quick and hassle-free process, and was able to meet my financial needs!

Charlotte Dental Pro

Practice

We love @withCherryUS! Our patients love Cherry too. We love that the patient controls the application process and has visibility to every step of the process.

Bryan W.

Patient

I was worried the application would take long. I would have paid on my credit card - but it only took a few minutes and I'm so happy I can split my payments up now!

Serenity 360 Wellness Bar

Practice

@withCherryUS has created a financial opportunity to allow clients to receive services they are in need of now and pay later.

Abraham DDS Dental Corp

Practice

They are helping our patients get the financial help they need and help overall our office growth.

PekoMD

Abby, Practice Manager

A 5-star experience is the only acceptable outcome. This made adding monthly payment options through Cherry a complete no-brainer. Their team is wonderful to work with and the service they provide has been wildly appreciated by our patient population.

Serenity 360 Wellness Bar

Practice

@withCherryUS has created a financial opportunity to allow clients to receive services they are in need of now and pay later.

Carol T.

Patient

No fuss. Instant approval. Choice of payment. In fact if possible I'd like to see if I qualify for another procedure with Dr. Luca @withCherryUS.

Sea of Beauty Med Spa

Practice

Everyone has been very helpful. @withCherryUS has allowed our clients to purchase services that they really want without a lot of extra stress or hassle.

Cambridge Family Dental

Practice

@withCherryUS is very easy for the patient to apply for, and the approval rating is better than any other company we have used in the past.

Kristan L.

Patient

Quick and hassle-free process, and was able to meet my financial needs!

Charlotte Dental Pro

Practice

We love @withCherryUS! Our patients love Cherry too. We love that the patient controls the application process and has visibility to every step of the process.

Bryan W.

Patient

I was worried the application would take long. I would have paid on my credit card - but it only took a few minutes and I'm so happy I can split my payments up now!

Serenity 360 Wellness Bar

Practice

@withCherryUS has created a financial opportunity to allow clients to receive services they are in need of now and pay later.

Abraham DDS Dental Corp

Practice

They are helping our patients get the financial help they need and help overall our office growth.

PekoMD

Abby, Practice Manager

A 5-star experience is the only acceptable outcome. This made adding monthly payment options through Cherry a complete no-brainer. Their team is wonderful to work with and the service they provide has been wildly appreciated by our patient population.

Serenity 360 Wellness Bar

Practice

@withCherryUS has created a financial opportunity to allow clients to receive services they are in need of now and pay later.

Carol T.

Patient

No fuss. Instant approval. Choice of payment. In fact if possible I'd like to see if I qualify for another procedure with Dr. Luca @withCherryUS.

Sea of Beauty Med Spa

Practice

Everyone has been very helpful. @withCherryUS has allowed our clients to purchase services that they really want without a lot of extra stress or hassle.