4.8

Cherry vs other patient financing providers

See why 60,000+ practices use Cherry first for patient financing.

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Better financing terms for you and your patients
More patients, more treatments accepted, and lower merchant fees
78% more patients get approved than the industry average
Doctor smiling behind a laptop

Get better financing terms for you and your patients

Other leading financing providers
Merchant Fee
1.7% - 13.9
5.9% - 14.9%
Approval Rate
~90%
40% - 50%
Max Loan Amount
$65,000
$25,000
Term Length
1 - 60 months
3 - 24 months
Application Time
Seconds
15+ minutes
Approvals Exclusive to Practice
Yes
No

Give your patients a superior checkout experience with higher loan approval rates, larger loan amounts, and a seamless experience where they can apply for Cherry financing from start to finish in under 35 seconds.

Offer flexible plans from 4 interest-free payments every 2 weeks to longer installments up to 60 months, with qualifying 0% APR

At the same time, keep more of every transaction with our lower merchant processing fees, with savings as much as 50%.

Pay in 4
1 of 4 paid
Pay monthly
6 of 12 paid
Smiling family embracing

Cherry has a higher patient approval rate

~90%
Other providers
45%

We surveyed 66 random patients who applied to both Cherry and the leading medical credit card provider and the results were stunning!

Cherry has a higher or same approval rate 97% of the time
Cherry has an industry-leading ~90% approval rate

Cherry has a frictionless experience & the most patient friendly terms

Other leading financing providers
Soft Credit Pull
Yes
No
Credit Score Requirement
520+
640+
True 0% APR Options
Yes
No
Retroactive APR
No
Yes

Patients can quickly preview their payment plan options with Cherry, thanks to our simple application. With no hard credit check anywhere in our process, applying won't impact their credit score.

Patients are more likely to be approved for funding and more likely to receive 0% APR options with Cherry. The cherry on top? We offer true 0% APR, instead of predatory deferred interest promotions that are designed to make borrowers pay more.

Hand holding a phone showing the Cherry app

The (Almost) 5 Star Payment Plan Company

Cherry has a near perfect customer satisfaction score across our patients and practices.

Cambridge Family Dental

Practice

@withCherryUS is very easy for the patient to apply for, and the approval rating is better than any other company we have used in the past.

Kristan L.

Patient

Quick and hassle-free process, and was able to meet my financial needs!

Charlotte Dental Pro

Practice

We love @withCherryUS! Our patients love Cherry too. We love that the patient controls the application process and has visibility to every step of the process.

Bryan W.

Patient

I was worried the application would take long. I would have paid on my credit card - but it only took a few minutes and I'm so happy I can split my payments up now!

Serenity 360 Wellness Bar

Practice

@withCherryUS has created a financial opportunity to allow clients to receive services they are in need of now and pay later.

Abraham DDS Dental Corp

Practice

They are helping our patients get the financial help they need and help overall our office growth.

PekoMD

Abby, Practice Manager

A 5-star experience is the only acceptable outcome. This made adding monthly payment options through Cherry a complete no-brainer. Their team is wonderful to work with and the service they provide has been wildly appreciated by our patient population.

Serenity 360 Wellness Bar

Practice

@withCherryUS has created a financial opportunity to allow clients to receive services they are in need of now and pay later.

Carol T.

Patient

No fuss. Instant approval. Choice of payment. In fact if possible I'd like to see if I qualify for another procedure with Dr. Luca @withCherryUS.

Sea of Beauty Med Spa

Practice

Everyone has been very helpful. @withCherryUS has allowed our clients to purchase services that they really want without a lot of extra stress or hassle.

Cambridge Family Dental

Practice

@withCherryUS is very easy for the patient to apply for, and the approval rating is better than any other company we have used in the past.

Kristan L.

Patient

Quick and hassle-free process, and was able to meet my financial needs!

Charlotte Dental Pro

Practice

We love @withCherryUS! Our patients love Cherry too. We love that the patient controls the application process and has visibility to every step of the process.

Bryan W.

Patient

I was worried the application would take long. I would have paid on my credit card - but it only took a few minutes and I'm so happy I can split my payments up now!

Serenity 360 Wellness Bar

Practice

@withCherryUS has created a financial opportunity to allow clients to receive services they are in need of now and pay later.

Abraham DDS Dental Corp

Practice

They are helping our patients get the financial help they need and help overall our office growth.

PekoMD

Abby, Practice Manager

A 5-star experience is the only acceptable outcome. This made adding monthly payment options through Cherry a complete no-brainer. Their team is wonderful to work with and the service they provide has been wildly appreciated by our patient population.

Serenity 360 Wellness Bar

Practice

@withCherryUS has created a financial opportunity to allow clients to receive services they are in need of now and pay later.

Carol T.

Patient

No fuss. Instant approval. Choice of payment. In fact if possible I'd like to see if I qualify for another procedure with Dr. Luca @withCherryUS.

Sea of Beauty Med Spa

Practice

Everyone has been very helpful. @withCherryUS has allowed our clients to purchase services that they really want without a lot of extra stress or hassle.