Addendum to Seller Purchase Financing Participation Agreement and Retail Installment Sales Contract Purchase Agreement

Last Revised: June 30, 2026

This Addendum (the "Addendum") supplements and modifies (i) the Seller Purchase Financing Participation Agreement and (ii) the Retail Installment Sales Contract Purchase Agreement (collectively, the "Agreements") between "Program Manager and each participating Seller. Capitalized terms that are not defined in this Addendum have the same meaning in the Agreements.

1. Amendment to Seller Purchase Financing Participation Agreement, Section 2(b)(vi). Section 2(b)(vi) of the Seller Purchase Financing Participation Agreement is hereby stricken in its entirety and replaced in its entirety as follows:

(vi) accept from an Applicant or forward to Program Manager any Loan application where Applicant is Seller itself, an employee of Seller, a member of Seller's family or household, or a family member of any employee of Seller; provided, however, and subject to all of the conditions of the Agreement, including but not limited to section 5(b), Program Manager, at its sole discretion, may permit employees of a Seller or their family members to apply for financing.

2. Amendment to Retail Installment Sales Contract Purchase Agreement, Section 3.b(27). Section 3.b(27) of the Retail Installment Sales Contract Purchase Agreement is hereby replaced in its entirety as follows:

Seller understands and agrees that Seller, its owners, employees, affiliates, agents, or representatives are prohibited from making any payments on behalf of a Customer (Seller Payment), except where the employee, affiliates, agents or representatives are making payments on their own behalf as a Customer. Any Seller Payments made in violation of this provision shall constitute a material breach of this agreement.

3. Amendment to Retail Installment Sales Contract Purchase Agreement, Section 3.b(13). Section 3.b(13) of the Retail Installment Sales Contract Purchase Agreement is hereby replaced in its entirety as follows:

The Customer is not an employee of Seller or a member of such an employee's immediate family; provided, however, and subject to all of the conditions of the Agreement, including Section 9(b), Program Manager, at its sole discretion, may permit employees of a Seller or their family members to apply for financing.

4. Term and Termination. This Addendum will remain effective until (i) either Agreement is terminated or is no longer effective pursuant to its respective termination provisions; or (ii) Program Manager terminates this Addendum, in its sole discretion, with five (5) days' notice to Seller. Termination of this Addendum with respect to one Agreement shall not affect its continuing effectiveness with respect to the other Agreement.

5. Effect of Addendum. Except as expressly supplemented by this Addendum, each of the Agreements will remain in full force and effect. This Addendum will not constitute an amendment or waiver of any provision of either Agreement, except as expressly set forth herein. This Addendum will be read, taken and construed as an integral part of each Agreement; however, such supplements will not operate so as to render invalid or improper any action taken under either Agreement. In the event of any inconsistency between this Addendum and either Agreement with respect to the matters set forth herein, the applicable Agreement will take precedence.

6. Governing Law. This Addendum will be interpreted and construed in accordance with the laws of the State of California, without giving effect to the rules, policies, or principles thereof with respect to conflicts of laws.

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