Top Choice for
Clinical Medicine
Help patients get the best care possible and make critical treatments accessible. With Cherry Payment Plans, patients can pay over time with approvals up to $35,000.
Payment plans range from 6 weeks of always interest-free to 60 months with qualifying 0% APR.
The (Almost) 5 Star Payment Plan Company
Cherry has a near perfect customer satisfaction score across our patients and practices.
Todd S.
Patient
Extremely helpful customer service. A very polite and knowledgeable guy helped me today.
Tian L.
Patient
Excellent experience, easy to apply, fast response, great user interface!
Paige H.
Patient
I love Cherry. Always the best customer service and helps me financially. I don’t know what I would do without them!
Mirella A.
Patient
I was approved within seconds and was able to retrieve services I need at the very moment. Highly recommended for anyone who needs a payment plan. Cherry is the way to go.
Todd S.
Patient
Extremely helpful customer service. A very polite and knowledgeable guy helped me today.
Tian L.
Patient
Excellent experience, easy to apply, fast response, great user interface!
Paige H.
Patient
I love Cherry. Always the best customer service and helps me financially. I don’t know what I would do without them!
Mirella A.
Patient
I was approved within seconds and was able to retrieve services I need at the very moment. Highly recommended for anyone who needs a payment plan. Cherry is the way to go.
More Patients, More Treatments,
More Happiness.
Book your free demo
Make Payment Easier
Offer flexible plans from 4 interest-free payments every 2 weeks to longer installments up to 60 months, with qualifying 0% APR.
- Enable your patients to pay for expenses over time, within their budget.
- Monthly and weekly pricing are a lot easier to talk about.
Pay in 4
1 of 4 paid
Pay monthly
12 of 24 paid
Total cost is $4,800 for (1) surgery
Save on Time & Money
Lower your merchant fees
Save as much as 50% on your merchant processing fees.
Get paid upfront
Receive full payment in 2-3 business days. Easily improve your cash flow.
Reduce billing headaches
Cherry handles repayment directly with your patient, so you can focus on providing care.
Speed Through Checkout
Best-in-Class Support
Clinical Medicine Provider FAQs
What is Cherry?
Cherry is a healthcare financing platform built to work across health and wellness specialties — from allergy and immunology to cardiology, orthopedics, and many others. It gives patients a way to break the cost of care into monthly or weekly payments, no matter their treatment needs. A patient facing an imaging bill and one starting a course of dermatology treatment both go through the same simple application.
Cherry pays your practice the full amount up front, while the patient repays Cherry over time. Not only does this allow practices to offer a consistent financing experience across every department, but it also helps enhance cash flow while expanding treatment acceptance.
How does Cherry work?
The process is the same across every specialty Cherry supports:
- Applying triggers a soft credit pull, never a hard one, and the whole process only takes about 35 seconds.
- Approval decisions are instant, and if approved, patients can shop plan types right away — from a zero-interest Pay in 4 option, or longer monthly terms with true qualifying 0% APR.
- Two to three business days later, the full amount lands in your account — all you pay is a merchant fee (the lowest in the industry).
- Cherry takes care of the rest — collecting each scheduled payment from the patient going forward and offloading any default risk from the practice.
These are just a few of the reasons that Cherry is offered first over its competitors more than 80% of the time.
What specialties and services are eligible for Cherry Payment Plans?
Cherry supports patient financing across the full breadth of specialty and general medical care, including:
- Allergy & Immunology testing and treatment
- Ambulatory surgery center procedures
- Cardiology diagnostics and procedures
- Dermatology treatments, both medical and cosmetic
- Durable medical equipment, including wheelchairs, CPAP machines, and mobility aids
- Gastroenterology procedures and ongoing GI care
- Imaging services, including MRI, CT, and ultrasound
- Laboratory testing and diagnostics
- Neurology care and treatment
- OB-GYN services
- Orthopedic care, from bracing to joint procedures
- Podiatry treatment
- Primary care visits and preventive services
- Prosthetics and orthotics
- Sleep medicine, including sleep studies and CPAP equipment
- Urology care and procedures
- Vein clinic treatments
Because these specialties differ so widely in cost and treatment timeline, Cherry works the same way for a $200 lab panel and a $15,000 surgical procedure alike.
What financing options and loan terms are available?
The maximum plan size is $35,000. Pay in 4 covers the short-term side with zero interest over just a few weeks. For something longer, monthly plans extend out to 60 months at a fixed, true 0% APR for patients who qualify, with the rate locked in from day one and no retroactive surprises later.
Does Cherry perform a hard credit check?
Never. Every application runs through a soft credit pull only, and a patient's score is unaffected no matter the specialist they’re seeking care from.