Top Choice for Hearing Care & Hearing Health

Treat more patients with Cherry Payment Plans for expenses up to $30,000.

Payment plans range from 6 weeks of always interest-free to 60 months.

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Approve up to 90% of patients for a True 0% APR offer (no deferred interest)
No hard credit check
Increase conversion rate, volume and profit
Easy to use for patients and staff
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Prescription hearing aids

starting as low as

$180
/mo
$4,500

Commonly used for

Evaluations • Hearing Aids • Bone-Anchored Hearing Systems • Surgery • Cochlear Implants

The (Almost) 5 Star Payment Plan Company

Cherry has a near perfect customer satisfaction score across our patients and practices.

Todd S.

Patient

Extremely helpful customer service. A very polite and knowledgeable guy helped me today.

Tian L.

Patient

Excellent experience, easy to apply, fast response, great user interface!

Dalia M.

Patient

Thanks for making it easy for me. So happy with the low monthly payment with no interest.

Christina E.

Patient

The entire process was extremely easy and getting approved for the loan was something I never expected, at least not the amount I received.

Todd S.

Patient

Extremely helpful customer service. A very polite and knowledgeable guy helped me today.

Tian L.

Patient

Excellent experience, easy to apply, fast response, great user interface!

Dalia M.

Patient

Thanks for making it easy for me. So happy with the low monthly payment with no interest.

Christina E.

Patient

The entire process was extremely easy and getting approved for the loan was something I never expected, at least not the amount I received.

More Patients, More Treatments,
More Revenue.

Book your free demo
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Yours
Approvals exclusive to your practice
Dentist consulting with a patient
+50%
Increase in case acceptance
Hands reviewing a dental treatment plan
+67%
Increase in ticket size
Patient in a dental chair
~90%
Industry-leading patient approval rate
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Make Payment Easier

Offer flexible plans from 4 interest-free payments every 2 weeks to longer installments up to 60 months, with qualifying 0% APR or as low as 5.99% for interest-bearing long-term plans.

  • Enable your patients to pay for expenses over time, within their budget.

Pay in 4

1 of 4 paid

Pay monthly

12 of 24 paid

Treatment plan for
Amelia R.
Payment summary

Total cost is $4,800 for (1) surgery

$200 every month for 24 months
Plan APR
0%
Total interest
$0
Total over 24 months
$4,800
QR code to apply with Cherry
Apply in seconds with Cherry!
Fast and simple
True 0% APR options
No hard credit checks
Budget friendly

Save on Time & Money

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Lower your merchant fees

Save as much as 50% on your merchant processing fees.

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Get paid upfront

Receive full payment in 2-3 business days. Easily improve your cash flow.

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Reduce billing headaches

Cherry handles repayment directly with your patient, so you can focus on providing care.

Speed Through Checkout

Patients apply in ~35 seconds
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Hand holding a phone showing the Cherry eligibility check
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Fast patient application
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Instant funding
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Simple, transparent pricing
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No hard credit check
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True 0% APR options
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Best-in-Class Support

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Free marketing resources for social media, email & video
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Fast US-based phone, email & chat support
Book your free demo

The Smarter Way to Pay

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True 0% APR
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Apply in seconds
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Budget friendly
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Hearing Care Provider FAQs

What is Cherry?

Cherry is the preferred healthcare-focused financing company at over 80% of providers where Cherry is available. It helps hearing centers, audiologists, and hearing care professionals offer flexible financing options for hearing care services. With Cherry, patients can finance hearing devices and related medical expenses by splitting the total cost into manageable monthly installments or weekly payments.

Cherry allows practices to receive the full purchase amount upfront while patients pay over time. This helps hearing centers reduce upfront barriers tied to the cost of hearing aids, improve access to better hearing solutions, and support long-term hearing health, wellness, and quality of life without managing in-house financing.

How does Cherry work?

Cherry makes hearing care financing simple and transparent:

  • Patients complete a 35-second application online or at checkout using a soft credit check that does not hurt their credit score
  • If approved, patients see financing plans based on eligibility, credit approval, and repayment terms
  • The hearing center receives the full upfront payment (minus a merchant fee), typically within 2–3 business days
  • Patients repay Cherry over time through predictable monthly payments

This streamlined process helps hearing care professionals present payment options clearly while maintaining a smooth checkout experience.

What hearing care services and devices are eligible for Cherry Payment Plans?

Cherry Payment Plans can be used for a wide range of hearing care services and treatment-related expenses, including:

  • Hearing exams, including in-office evaluations and online hearing test services
  • Audiologist services and hearing care professional services
  • Hearing aid fittings and follow-up care
  • Prescription hearing aids and OTC hearing aids
  • A pair of hearing aids, including in-the-ear styles, recommended as part of a treatment plan
  • Rechargeable and Bluetooth-enabled hearing devices
  • In-the-ear hearing instruments and bone conduction hearing devices
  • Custom earmolds and sound processors
  • Hearing implants and related medical devices
  • Cochlear implant surgery and related procedures

Cherry can also be used for bundled care, extended warranty options associated with hearing devices, and other medical expenses tied to comprehensive hearing treatment.

What financing options and loan terms are available?

Cherry offers flexible financing options designed for healthcare, including:

  • Financing plans up to $30,000 that cover a range of treatments and devices
  • Short-term interest-free Pay-in-4 options
  • Longer-term loans up to 60 months with true 0% APR for qualified borrowers
  • Fixed interest rates with no deferred interest charges, compounding interest, or hidden fees
  • Repayment options designed to keep monthly payments predictable

These flexible payment plans help practices serve a wide range of patients, including those combining financing with insurance reimbursement, or funds from a health savings account (HSA) or flexible spending account (FSA).

Does Cherry perform a hard credit check?

No. Cherry never performs a hard credit check. All applications use a soft credit check that does not harm credit score.